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Our Services

We Provide Best Services

TPL Insurance
TPL Insurance

Comply with LTO regulations to protect against liability of both injury or death.

Buy TPL Insurance
Policy Payment
Policy Payment

Pay your policy online to be protected when you take your car out for a drive.

Pay Premium
Renewals
Renewals

Renew your existing policy with just a click of a button.

Renew Policy
Claim
Claim

File a claim from the comforts of your own home.

File a Claim

Some Important FAQ's

Common Frequently Asked Questions

A: Yes. It is essential for every car owner for several important reasons:
✅ It is illegal to drive a vehicle in the Philippines without at least Compulsory Third Party Liability (CTPL) insurance.
✅ Having vehicle insurance gives you peace of mind.
✅ If your vehicle is financed or mortgaged, most banks require comprehensive insurance.
✅ Not having insurance can be very costly.
✅ Insurance helps you avoid legal troubles.

A: It is the amount you pay out-of-pocket before the insurance covers the remaining cost.
Insurance providers charge a deductible for several reasons:
1. Driver responsibility
2. Prevent fraud
3. Discourage minor claims
4. Reinforce proper care of the vehicle

A: NO
✅ Acts of Nature is an optional benefit that must be purchased.
✅ It protects against floods, earthquakes, typhoons, volcanic eruptions, and fire.
Perla Insurance Documents

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