FIRE & ALLIED PERILS INSURANCE

Perla Insurance offers Fire & Allied Perils Insurance that provides reliable protection for your property against unexpected disasters.

Our standard Fire Insurance Policy covers loss and/or damage directly caused by fire and lightning, and extends to damages resulting from firefighting efforts—including water, smoke, scorching, and the use of fire extinguishing agents. Even damage from falling walls during a fire is covered.

To ensure more comprehensive protection, the policy can also be extended to cover the following allied perils:

Earthquake Fire and Earthquake Shock

Typhoon and Flood

Falling Aircraft

Vehicle Impact

Riot and Civil Commotion

Smoke and Explosion

Whether you're insuring your home, office, or business property, this flexible coverage gives you peace of mind against both common and catastrophic risks.