protects your private cars, commercial vehicles, land transportation units, and passenger vehicles against loss or damage, as well as legal liabilities to third parties for death, bodily injury, and property damage.
Whether you're a daily commuter, a business owner managing a fleet, or an operator of public or private transport vehicles, our comprehensive coverage is tailored to keep you protected—and confidently on the road.
Our Motor Car Insurance Covers:
A mandatory requirement before motor vehicle registration. This basic coverage protects you against legal liabilities in case of injury or death of a third party arising from a vehicular accident.
Provides protection against theft or physical damage to your vehicle—including parts and accessories—caused by accidental collision or overturning, fire, external explosion, self-ignition, lightning, and malicious acts.
Offers comprehensive protection against natural calamities such as earthquake, typhoon, flood, volcanic eruption, and other acts of nature beyond your control.
Covers the cost of damages if your vehicle accidentally causes harm to another person’s property.
An extended coverage that supplements your CTPL by providing additional protection for liabilities involving death or bodily injuries to third parties.
Covers medical expenses, disablement, or death of the vehicle’s driver and passengers in case of an accident, ensuring that everyone inside the car is cared for.