Compulsory Third Party Liability (CTPL)
A mandatory requirement before motor vehicle registration. This basic coverage protects you against legal liabilities in case of injury or death of a third party arising from a vehicular accident.
Our Products
Motor Car
Insurance
Protects your private cars, commercial vehicles, land transportation units, and passenger vehicles against loss or damage, as well as legal liabilities to third parties for death, bodily injury, and property damage.
Whether you are a daily commuter, a business owner managing a fleet, or an operator of public or private transport vehicles, our comprehensive coverage is tailored to keep you protected and confident on the road.
Our Motor Car Insurance Covers:
Motor car insurance coverages
Loss & Damage (L&D)
Provides protection against theft or physical damage to your vehicle, including parts and accessories, caused by accidental collision or overturning, fire, external explosion, self-ignition, lightning, and malicious acts.
Acts of Nature (AON)
Offers comprehensive protection against natural calamities such as earthquake, typhoon, flood, volcanic eruption, and other acts of nature beyond your control.
Third Party Property Damage (TPPD)
Covers the cost of damages if your vehicle accidentally causes harm to another person’s property.
Excess Liability for Death/Bodily Injury (EBI)
An extended coverage that supplements your CTPL by providing additional protection for liabilities involving death or bodily injuries to third parties.
Auto Personal Accident (APA)
Covers medical expenses, disablement, or death of the vehicle’s driver and passengers in case of an accident, ensuring that everyone inside the car is cared for.
What We Protect
Comprehensive solutions
for every need
From private cars to commercial fleets, Perla Insurance provides the right motor insurance coverage for you.
How it works
- 1Request official quotationContact us and provide your basic policy details.
- 2Verify the payment detailsConfirm your payment and receive your policy.
- 3Issue the official OR/CR copyYour policy will be processed and your official copy will be sent.
- 4Keep confirmationSave your confirmation and receive your policy documents.
