Our Products

Personal Accident
Insurance

Accidents happen during unexpected times and at the least expected places.

Perla’s Personal Accident Policies prepare you & your loved ones for any income loss resulting from an accident, and even death due to accidents. You will be protected 24 hours a day, 365 days a year anywhere in the world at work, at home & while traveling by land, sea or air.

Explore Our Coverage
Crutches beside a person resting with a leg in a cast

Personal Accident Coverage

Coverage and benefits

Accidental Death

Perla will pay your beneficiary up to a maximum amount of Php 2,000,000.000 in cash to cover for income lost in case of a fatal accident.

Permanent Disablement

Perla pays up to Php 2,000.000.00 in cash in case of an accident resulting in permanent disability or loss of hands, feet or sight.

Murder & Assault

Perla will pay your beneficiaries up to a maximum amount of Php 1,000,000.00 for death or disablement caused by unprovoked murder & assault.

Accident Medical Expense

You will receive a maximum amount of Php 100,000.00 for necessary medical expenses incurred for the treatment of injuries resulting from an accident.

Accident Monthly Income

You will receive up to Php 360,000.00/year or Php 30,000.00/month if you are hospitalized for 12 months for loss of income for injuries due to an accident.

Personal Accident Policies

Perla’s Personal Accident plans

Dragon Protector Personal Accident Multi-Cash Plan

For a minimum amount of Php 100.00/annually, you & your family will enjoy several benefit schedules.

Keyman Protector Plan

You & your family will get all the above-mentioned benefits plus a sickness monthly income up to Php 180,000.00/year for hospital confinements due to sickness.

Executive Personal Accident Plan

You can leave all your worries with your Personal Insurance Friend. For less than Php 3.60/day, you can be protected 24 hours a day, 365 days a year, anywhere in the world, at work or at play.

Group Insurance Plan

Lets your employees enjoy a round the clock protection specially designed for company employees, group and association

Perla adviser discussing accident insurance with a person wearing an arm sling and leg cast

What We Protect

Protection for you
and your loved ones

Perla’s Personal Accident Policies prepare you and your loved ones for income loss resulting from an accident, and even death due to accidents.

Coverage includes

  1. 1Accidental deathHelps cover income lost in case of a fatal accident.
  2. 2Permanent disablementFor permanent disability or loss of hands, feet, or sight.
  3. 3Accident medical expenseFor necessary medical expenses from accidental injuries.
  4. 4Accident monthly incomeFor loss of income caused by accidental injuries.
Family protected by a health and accident insurance shield