Engineering
Insurance

Contractors All Risks (CAR) Insurance

This policy is ideal for building contractors, sub-contractors, and project owners, providing all-risk coverage during construction projects. It protects against loss or damage to:

• The structure under construction
• On-site materials and equipment
• Third-party property damage
• Third-party bodily injury

Coverage begins from the start of construction and lasts until project completion, including potential extensions for maintenance periods.

Erection All Risks (EAR) Insurance

This policy offers protection for electronic machines and sensitive equipment, including:

• Equipment damage during transportation, unloading, or installation
• Fire, explosion, theft, and natural calamities during setup
• Third-party liabilities
• Testing and commissioning phase

Coverage starts from the time the equipment arrives on-site and continues through to successful installation and testing.

Electronic Equipment Insurance

This policy offers protection for electronic machines and sensitive equipment, including:

• Computers and servers
• Medical equipment like X-rays and CAT scanners
• Office machines like photocopiers and fax machines

It covers accidental damage, electrical/mechanical breakdown, fire, theft, and operating errors—perfect for hospitals, offices, laboratories, and data centers.

Machinery Breakdown Insurance

Protects essential industrial and mechanical equipment from sudden and unforeseen physical damage. It applies to machinery such as:

• Power generators
• Pumps and compressors
• Printing presses
• Manufacturing equipment

Boilers and Pressure Vessel Insurance

Provides specialized protection for high-pressure equipment from risks like:

• Explosion and implosion
• Mechanical failure
• Operator error
• Damage from pressure-related accidents